Reference pagesReason codes

Fraud

American Express F14: Multiple ROCs

An American Express dispute reason code, what it asks you to prove, and what Do The Proof puts in the response.

What this code means

Denies later charges after one valid one

The inventory records that Stripe attaches this name to F24 instead, so F14 itself does not appear in Stripe's map.

What the network says wins it

AUTH/CE per charge

  • Compelling evidence that the cardholder took part in the purchase
  • Authorization and processing records

How the app handles it

Arrives in the app as: nothing. The sources do not record a label for this code, so a dispute carrying it arrives without one.

How long you have to respond

Merchant response
20 days from the inquiry or chargeback notice

Where this comes from

Other American Express fraud codes

Do The Proof drafts dispute responses for Shopify stores.

You pay when a dispute is won. Not before.

.myshopify.com