Mastercard 4808: Authorization-related Chargeback

A Mastercard dispute reason code, what it asks you to prove, and what Do The Proof puts in the response.

What this code means

"Required authorization not obtained", expired protection period, stand-in after decline, CAT 3, transit

Authorization-related Chargeback (Message Reason Code 4808/08), Mastercard, Chargeback Guide Merchant Edition, 13 May 2025, p. 43
Condition	Claim	Acquirer Second Presentment
Required Authorization Not Obtained p. 48	an authorization was required, but not properly obtained p. 48	Authorization was properly obtained p. 52 One authorization with multiple clearing records p. 53 Refund previously issued p. 54 Invalid chargeback p. 57
Expired Chargeback Protection Period p. 66	an authorization was processed after the expired protection period p. 66	Chargeback protection period was not expired p. 68 Refund previously issued p. 70 Invalid chargeback p. 73
Stand-in or X-Code Approval after Issuer Decline p. 82	a card-not-present authorization was approved in Stand-in or X-Code after previously being declined by the issuer p. 82	Issuer approved after previously declining the same transaction p. 83 Refund previously issued p. 84 Invalid chargeback p. 86
CAT 3 Devices p. 95	a CAT 3 transaction was improperly processed p. 95	Authorization was not required p. 98 Refund previously issued p. 99 Invalid chargeback p. 102
Transit First Ride Risk (FRR) Claims p. 111	a First Ride Risk (FRR) claim was improperly processed p. 111	Refund previously issued p. 113 Invalid chargeback p. 115

authorization was properly obtained

refund previously issued

Arrives in the app as: General

You pay when a dispute is won. Not before.